Life has a way of throwing curve balls at the most unfortunate times. When it does, it could leave you with a tough decision on your hands. Let’s say, for example, that you get sick and incur significant medical bills. Medical debt is one of the leading causes of bankruptcy in this country. And, in most cases, you can’t exactly control when and how you get sick. Even if you do have good insurance, you will still have to worry about co-pays and other costs not covered. See what we mean? This is just one of many scenarios that could cause you to desperately seek cash as soon as possible.